Microfinance · Northern Ghana
BoG month-end in hours, not days
A licensed MFI unified loans, savings, and prudential returns so examiners and the board read the same numbers.
2 days
cut from the monthly close
Challenge
Community Trust filed MPR returns from a reconstructed loan tape. Provisions lagged classification, and savings interest was posted manually.
Approach
- Implemented core banking, origination, and BoG compliance modules.
- Mapped a Ghana chart of accounts and nightly classification.
- Rolled out branch cash and dual-control disbursement.
Results
- Monthly close shortened by two days.
- Zero unmatched teller cash after week six.
- Board pack generated from the same ledger examiners sample.