Membership first
One person, many products, no duplicate files in another branch.
Solutions
Credit unions & cooperatives
Members expect to see shares, savings, and loans without a mystery balance. Give the board a ledger they can defend.
Member shares, dividend runs, and transparent cooperative ledgers.
Built for this operating model
- Member records reused across products.
- Transparent interest and fee posting.
- Committee-friendly approval trails.
- Statements members can take home.
What teams usually measure after go-live
- Cleaner AGM packs
- Fewer member disputes
- Faster loan turnaround
Shares & savings
Product rules encoded so tellers cannot invent them.
Governance
Approvals and exceptions are attributable for AGM questions.
Watch
Product walkthrough
Ninety seconds through origination, collections, the client portal, and month-end — filmed as a visual tour of the operating model.
Step 1
Onboard with Ghana Card KYC
Capture identity, photos, and next-of-kin once. Reuse the file across loans, savings, and hire purchase.
Step 2
Originate and schedule
Price reducing-balance or flat-rate products, lock a schedule, and disburse with dual control.
Step 3
Collect in the market
SMS, USSD, MoMo, and field queues post to the same instalment so PAR is honest.
Step 4
Let customers self-serve
The client portal shows the live savings balance, loan due, and HP statement — then takes payment.
Step 5
Close the month on the same ledger
Provisions, MPR packs, payroll, and the GL share one book examiners can sample.
Ready to modernize your institution?
Start a 14-day trial or talk to sales about hire purchase, microfinance, and multi-branch cores.