Field-first
Collectors and officers work ranked queues instead of notebooks.
Solutions
Microfinance institutions
Group and individual lending, savings, field officers, and prudential packs that match the GL.
Group lending, field officers, PAR dashboards, and BoG returns.
Built for this operating model
- Origination with Ghana Card KYC and dual-control disbursement.
- Nightly NPL classification and provision proposals.
- Branch cash, teller limits, and officer assignment.
- MPR extracts from posted transactions rather than a reconstructed tape.
What teams usually measure after go-live
- Shorter month-end close
- Honest PAR and cure rates
- Examiner sampling from the audit trail
Supervised
Capital, liquidity, and large-exposure views for the board pack.
Early warning
Collections AI ranks accounts before they print as PAR 30.
Watch
Product walkthrough
Ninety seconds through origination, collections, the client portal, and month-end — filmed as a visual tour of the operating model.
Step 1
Onboard with Ghana Card KYC
Capture identity, photos, and next-of-kin once. Reuse the file across loans, savings, and hire purchase.
Step 2
Originate and schedule
Price reducing-balance or flat-rate products, lock a schedule, and disburse with dual control.
Step 3
Collect in the market
SMS, USSD, MoMo, and field queues post to the same instalment so PAR is honest.
Step 4
Let customers self-serve
The client portal shows the live savings balance, loan due, and HP statement — then takes payment.
Step 5
Close the month on the same ledger
Provisions, MPR packs, payroll, and the GL share one book examiners can sample.
Ready to modernize your institution?
Start a 14-day trial or talk to sales about hire purchase, microfinance, and multi-branch cores.