Technology Infrastructure
Built on Trust.
Powered by Intelligence.
MicroTrust's platform architecture is designed for bank-grade security, massive scalability, and real-time decisioning specifically for African markets.
- Bank-Grade Security
We utilize AES-256 encryption for data at rest and TLS 1.3 for data in transit. Our systems are ISO 27001 certified and regularly audited for compliance.
- AI Decision Engine
Our proprietary ML models analyze thousands of alternative data points to provide accurate credit risk assessments in milliseconds, enabling instant lending.
- Geo-Redundant
Deployed across multiple availability zones with automated failover for 99.99% uptime. Low-latency edge caching ensures fast access even on 3G networks.
Seamless Integration Ecosystem
Connect MicroTrust to your existing core banking system, payment gateways (Momo, Paystack), or credit bureaus with our robust API.
REST API
Comprehensive, documented endpoints for every system function from loan origination to reporting.
Webhooks
Real-time event notifications for loan status updates, payments, and system alerts.
SDKs
Ready-made libraries for Node.js, Python, PHP, and Java to accelerate your integration.