Designed for the market
Intermittent data is normal. Sync when the collector has a signal.
Solutions
Susu & daily savings
Keep the collector in the market. Move the card, the receipt, and the payout onto a phone that posts to the core.
Digitize cards, receipts, and payouts without losing the collector relationship.
Built for this operating model
- Offline-capable receipts with unique numbers.
- Collector float limits and same-day visibility for head office.
- Cycle payouts with dual control, preferably via MoMo.
- Client portal so customers see the same balance the collector just posted.
What teams usually measure after go-live
- Receipts that post the same hour
- Fewer payout arguments
- Known collector float
Payout is the product
Completed cycles generate batches — not a negotiation at the table.
Trust preserved
Digitize evidence, not the relationship.
Watch
Product walkthrough
Ninety seconds through origination, collections, the client portal, and month-end — filmed as a visual tour of the operating model.
Step 1
Onboard with Ghana Card KYC
Capture identity, photos, and next-of-kin once. Reuse the file across loans, savings, and hire purchase.
Step 2
Originate and schedule
Price reducing-balance or flat-rate products, lock a schedule, and disburse with dual control.
Step 3
Collect in the market
SMS, USSD, MoMo, and field queues post to the same instalment so PAR is honest.
Step 4
Let customers self-serve
The client portal shows the live savings balance, loan due, and HP statement — then takes payment.
Step 5
Close the month on the same ledger
Provisions, MPR packs, payroll, and the GL share one book examiners can sample.
Ready to modernize your institution?
Start a 14-day trial or talk to sales about hire purchase, microfinance, and multi-branch cores.