Compare
Spreadsheet, desktop HP, or a platform
Most institutions we meet are in the first two columns. The third is why they migrate.
Basic, Professional, and Enterprise side by side.
Compare
Spreadsheet, desktop HP, or a platform
Most institutions we meet are in the first two columns. The third is why they migrate.
| Capability | Spreadsheets | Desktop HP / loan app | OrbitMFI |
|---|---|---|---|
| Client + product ledger | Manual | Partial | Yes |
| Hire purchase assets & schedules | No | Often isolated | Yes |
| Susu / daily savings | No | Rare | Yes |
| BoG / MPR packs | No | Add-on | Included |
| Collections worklists + SMS | No | Varies | Yes |
| Payroll with PAYE / SSNIT | No | Separate app | Yes |
| White-label client portal | No | Rare | Yes |
| Multi-tenant + branch RLS | No | Varies | Yes |
Watch
Product walkthrough
Ninety seconds through origination, collections, the client portal, and month-end — filmed as a visual tour of the operating model.
Step 1
Onboard with Ghana Card KYC
Capture identity, photos, and next-of-kin once. Reuse the file across loans, savings, and hire purchase.
Step 2
Originate and schedule
Price reducing-balance or flat-rate products, lock a schedule, and disburse with dual control.
Step 3
Collect in the market
SMS, USSD, MoMo, and field queues post to the same instalment so PAR is honest.
Step 4
Let customers self-serve
The client portal shows the live savings balance, loan due, and HP statement — then takes payment.
Step 5
Close the month on the same ledger
Provisions, MPR packs, payroll, and the GL share one book examiners can sample.
Ready to modernize your institution?
Start a 14-day trial or talk to sales about hire purchase, microfinance, and multi-branch cores.